JSC TBC Bank engages in the provision of commercial and retail banking services in Georgia. It offers various private banking products and services, including golden deposits, tariff packages, savings accounts, term deposits, child deposits, bonus deposits, term plus deposits, and current accounts; mortgages, consumer loans, energocredit, auto loans, student loans, overdrafts, and installments; and installment, debit, prime, and COSMO cards. The company also provides Internet banking, phone and mobile banking, money transfers, escrow accounts, safe deposit boxes, traveller’s checks, and SMS services. In addition, it offers various corporate banking products and services comprising golden deposits, current and savings accounts, term deposits, wire transfers, business cards, payroll services, and merchant solutions; business finance, such as energocredit and micro loans; international trade finance that includes letters of credit, documentary credit process, documentary collections, and guarantees; and business leasing, which comprise financial leasing and leaseback. Further, the company provides various individual insurance products, including retirement plans, property insurance, motor insurance, life insurance, health insurance, family insurance, and travel insurance; and corporate insurance products comprising corporate property insurance, corporate health insurance, retirement insurance, cargo and carrier’s liability, motor insurance, machinery breakdown, personal accident insurance, general liability insurance, and construction and installation insurance. Additionally, it offers treasury products, cash collection, and direct debit services. The company provides its services through operating 13 branches and 32 service centers. JSC TBC Bank was founded in 1992 and is based in Tbilisi, Georgia. |